Canadian Insolvency Guide

Author: Earl Sands, MBA, CGA, CPA, CAIRP, Licensed Insolvency Trustee

The Canadian Insolvency Guide is an excellent resource, for anyone suffering a debt crisis. It’s written by a Licensed Insolvency Trustee in clear straightforward English and gives a person, the knowledge they need to make an informed decision on how to get a fresh financial start.

The Canadian Insolvency Guide can be downloaded from the Internet to your smart phone, tablet or desktop computer. You’re able to download a sample of the book, before you buy it.

The Canadian Insolvency Guide covers bankruptcy and consumer proposals:
•How to assess your personal financial situation;
•How to protect yourself before filing bankruptcy or a personal proposal;
•How to choose a Licensed Insolvency Trustee;
•About the two types of personal proposals you can file with a Licensed Insolvency Trustee and which one is better;
•Strategies involved in setting the amount to offer in the Proposal and how to negotiate if the creditors want more money in order to accept the Proposal;
•In depth explanations of the bankruptcy and proposal systems, so you will have no surprises if you choose one of these methods to get a fresh financial start;
•How to rebuild your credit rating in as little as two years, after completing a bankruptcy or a proposal.

Alternatives to bankruptcy and consumer proposals are also covered in the Canadian Insolvency Guide:
•We’ll show you the pitfalls so you don’t get ripped off by unscrupulous debt help companies.
•Twelve ways to get out of debt;
•How credit counsellors operate and the difference between independent and “non-profit” credit counsellors.
• How to decide If you should use a credit counsellor or a Licensed Insolvency Trustee to solve your debt problem;
•Information about credit counsellors they try to keep hidden.
•How debt consultants operate.